When to Speak to a Mortgage Pro

	Looking for a mortgage loan? We'd be thrilled to answer your questions about our many mortgage solutions! Give us a call today at 952-929-2577. Want to get started? Apply Now.

It's helpful to bring in your mortgage professional as soon as possible — even before you have begun narrowing down neighborhoods. Why? Maybe it's difficult to understand the way we can help even before you start to negotiate.

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. This process outlines your financial situation - your debts, income, career, and cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.

When you qualify, will present to you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which documents the fact that we are partnering with you to find the best mortgage loan to meet your situation and that we're confident you'll qualify for a mortgage loan up to a certain amount.

Pre-Qualification Power

Some benefits open to you when you have found your next house, and have achieved pre-qualification power. First, you have some definite numbers in mind, as the amount you will qualify for with your mortgage loan. More important to the current home owner, your being pre-qualified is like your having entered their house with a suitcase full of cash ready to make the deal! They need not be concerned they are wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. They have a virtual guarantee to trust your buying power.

We will help you pre-qualify

We can help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through the pre-qualification process. During the process, we determine your ability to borrow - reviewing your employment, available money for down payment, debt, income, and other areas. It's short and basic; and we take pride in keeping the paperwork to a minimum.

One-on-One

You can certainly use the calculators on this website to calculate how much mortgage you can afford - but it's also important to talk with us. We can work toward your pre-qualification letter. Next, we can consider your loan choices and be sure you are in the right one. Let us get you started: Contact us at 952-929-2577.

Have questions about pre-qualifying? Call us at 952-929-2577. VENTURE DEVELOPMENT INC answers pre-qualifying questions every day.